Private Retirement Scheme
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  • English
  • Bahasa
  • 中文
  • English

    We believe retirement should be the beginning of the best times in your life. Most of us work long and hard, leaving little time for ourselves and families. Whether you are an employer or individual, retirement affects us all. Find out how AHAM PRS Solutions can help you.
    FOR INDIVIDUAL

    01

    Low Cost
    • 0% sales charge.
    • RM 0 switching fees.
    • Reasonable annual management fees.
    • Low initial investment & additional investment levels at RM 100 and RM 50 respectively.
    02

    Simple & Flexible
    • Simple product structure.
    • Customisable contribution schemes to suit your needs, risk appetite and commitments.
    03

    Peace of Mind
    • Your money is professionally managed by our team of experts.
    04

    Tax Relief
    • Up to RM 3,000 per year. This tax incentive is applicable for Year Assessment 2012 until Year Assessment 2025.
    FOR EMPLOYERS

    01

    Customise
    • Our customised staff retention programme is flexible to suit your company’s needs.


    02

    Cost Effective
    • 0% sales charge.
    • RM 0 switching fees.
    • Reasonable annual management fees.
    03

    Convenience
    • Easy tracking via AHAM Capital i-Access, our online investment portal.
    04

    Peace of Mind
    • Stringent internal risk management by dedicated investment specialist with proven track record.

    For more information
    If you are a new AHAM PRS investor, click the button below to start investing via PRS Online Enrolment.
    If you are an existing AHAM PRS investor and an i-Access user, you can start investing by clicking the button below.
  • Bahasa

    Kami percaya bahawa persaraan adalah permulaan fasa hidup yang terbaik untuk anda. Kebanyakkan daripada kami bekerja keras dan untuk jangka masa yang lama sehingga tidak banyak meluangkan masa untuk diri sendiri dan keluarga. Sama ada anda adalah seorang individu mahupun majikan, kita semua akan berhadapan dengan persaraan. Ketahui lebih lanjut bagaimana AHAM PRS boleh membantu anda.
    MANFAAT UNTUK INDIVIDU

    01

    Kos Rendah
    • 0% caj jualan.
    • RM0 yuran pertukaran dana.
    • Yuran pengurusan tahunan yang berpatutan.
    • Permulaan pelaburan dan pertambahan pelaburan yang rendah, iaitu sebanyak RM100 dan RM50.
    02

    Mudah & Fleksibel
    • Struktur produk yang mudah.
    • Skim sumbangan yang boleh direka khusus untuk menepati kesesuaian, selera risiko dan tahap komitmen anda.
    03

    Ketenangan Minda
    • Wang anda akan diurus secara professional oleh sekumpulan pakar pelaburan.
    04

    Pelepasan Cukai Pendapatan
    • Pelepasan cukai pendapatan sehingga RM3,000. setahun. Berkuatkuasa untuk Tahun Taksiran 2012 sehingga Tahun Taksiran 2025.
    MANFAAT UNTUK MAJIKAN

    01

    Kemudahan untuk mengubah suai
    • Program Pengekalan Pekerjaan kami yang fleksibel dan boleh diubah suai mengikut keperluan syarikat anda.
    02

    Kos Rendah
    • 0% caj jualan.
    • RM0 yuran pertukaran dana.
    • Yuran pengurusan tahunan yang berpatutan.
    03

    Jelas & Mudah
    • Kemudahan penjejakan pelaburan melalui AHAM Capital i-Access, portal pelaburan dalam talian kami.
    04

    Ketenangan Minda
    • Pengurusan risiko dan kawalan dalaman yang ketat oleh sekumpulan pakar pelaburan yang berdedikasi berserta trek rekod cemerlang.

    Untuk maklumat lanjut
    Jika anda pelabur AHAM PRS yang baharu, klik butang di bawah untuk mula melabur melalui PRS Online Retirement.
    Jika anda adalah pelabur AHAM PRS dan pengguna i-Access, klik butang di bawah untuk mula melabur.
  • 中文

    我们相信退休应该是你人生中最美好时光的开始。我们大多数人工作时间长、在职场上的拼博与努力,造成留给自己和家人的时间很少。无论你是雇主还是个人,退休后的生活都会影响到我们所有人。了解如何透过AHAM私人退休金计划 (PRS)为您的退休生活未雨绸缪。
    对自雇人士

    01

    可负担
    • 零销售费。
    • 无转换费。
    • 合理的年度管理费。
    • 低门槛投资,第一笔投资最低为 RM100,之后每笔为 RM50。
    02

    简单化与弹性灵活
    • 简单的投资计划结构。
    • 可定制的投资计划,以满足您的投资目标、风险偏好和承担的义务。
    03

    明镜止水
    • 你的投资资金是由我们的投资专家团队进行专业管理。

    04

    税务减免
    • 可享有每年最高 3,000令吉的税务减免。此税务减免优惠适用于2012估税年直至2025估税年。
    对于雇主

    01

    量身定制
    • 我们定制的的保留雇员计划非常弹性灵活,以满足贵公司的目标。


    02

    成本效益
    • 零销售费。
    • 无转换费。
    • 合理的年度管理费。
    03

    方便
    • 随时随地都可通过AHAM Capital i-Access, 我们的网上投资服务平台,简易追 踪及管理监测投资交易。
    04

    明镜止水
    • 由专业并拥有良好业绩记录的投资专家进行严格的内部风险管理。

    欲知更多有关AHAM PRS的详情:
    如果您是新的AHAM PRS投资者,请点击以下的按钮,透过PRS网上服务平台开设PRS账户进行投资。 
    如果您是一个现有的AHAM PRS投资者和i-Access用户,请点击以下的按钮,就能轻松简单地为现有的PRS基金加额。
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TENG CHEE WAI

Managing Director
Teng Chee Wai is the founder of Affin Hwang Asset Management Berhad (Affin Hwang AM). Over the past decade, he has built the Company to be the fastest growing and only independent investment management house in Malaysia’s top three, with an excess of RM47 billion in assets under management as at 31 December 2018.​

​In his capacity as Managing Director / Executive Director, Teng manages the overall business and strategic direction as well as the management of the investment team. His hands-on approach sees him actively involved in investments, product development and marketing. Teng’s critical leadership and regular participation in reviewing and assessing strategies and performance has been pivotal in allowing the Company to successfully navigate the economically turbulent decade.

Teng’s investment management experience spans more than 20 years, and his key area of expertise is in managing absolute return mandates for insurance assets and investment-linked funds in both Singapore and Malaysia. Prior to his current appointments, he was the Assistant General Manager (Investment) of Overseas Assurance Corporation (OAC) and was responsible for the investment function of the Group Overseas Assurance Corporation Ltd.​

​Teng began his career in the financial industry as an Investment Manager with NTUC Income, Singapore. He is a Bachelor of Science graduate from the National University of Singapore and has a Post-Graduate Diploma in Actuarial Studies from City University in London.
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